Actual Budget MCP Server

io.github.s-stefanov/actual-mcp

MCP server exposing Actual Budget accounts, transactions, budgets and reporting to LLM assistants.

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Connect this server

Add this to your MCP client config — claude_desktop_config.json (Claude Desktop) or .cursor/mcp.json (Cursor).Suits: Claude Desktop · Cursor.

{
  "mcpServers": {
    "actual-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "actual-mcp@1.15.1"
      ],
      "env": {
        "ACTUAL_SERVER_URL": "<your ACTUAL_SERVER_URL>",
        "ACTUAL_PASSWORD": "<your ACTUAL_PASSWORD>",
        "ACTUAL_BUDGET_SYNC_ID": "<your ACTUAL_BUDGET_SYNC_ID>",
        "ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "<your ACTUAL_BUDGET_ENCRYPTION_PASSWORD>",
        "ACTUAL_SYNC_TTL_MS": "60000"
      }
    }
  }
}
Environment variables
  • ACTUAL_SERVER_URLrequiredURL of your Actual Budget server
  • ACTUAL_PASSWORDrequiredsecretActual Budget server password
  • ACTUAL_BUDGET_SYNC_IDrequiredBudget sync ID
  • ACTUAL_BUDGET_ENCRYPTION_PASSWORDsecretE2E encryption password, if enabled
  • ACTUAL_SYNC_TTL_MSSync cache TTL in ms

A starting point — check the repository for exact arguments and setup. Restart your client after editing the config.

Category
Developer Tools
Version
1.15.1
Registry
active
Published
10/20/2026

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