Actual Budget

io.github.henfrydls/actual-budget-mcp

Actual Budget, carefully: deletes preview first, and new transactions check for duplicates.

Connect this server

Add this to your MCP client config — claude_desktop_config.json (Claude Desktop) or .cursor/mcp.json (Cursor).Suits: Claude Desktop · Cursor.

{
  "mcpServers": {
    "actual-budget-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "actual-budget-mcp@0.12.0"
      ],
      "env": {
        "ACTUAL_SERVER_URL": "<your ACTUAL_SERVER_URL>",
        "ACTUAL_PASSWORD": "<your ACTUAL_PASSWORD>",
        "ACTUAL_SESSION_TOKEN": "<your ACTUAL_SESSION_TOKEN>",
        "ACTUAL_BUDGET_ID": "<your ACTUAL_BUDGET_ID>",
        "ACTUAL_ENCRYPTION_PASSWORD": "<your ACTUAL_ENCRYPTION_PASSWORD>",
        "ACTUAL_ENCRYPTION_PASSWORDS": "<your ACTUAL_ENCRYPTION_PASSWORDS>",
        "ACTUAL_HTTP_TOKEN": "<your ACTUAL_HTTP_TOKEN>",
        "ACTUAL_HTTP_WRITE_TOKEN": "<your ACTUAL_HTTP_WRITE_TOKEN>"
      }
    }
  }
}
Environment variables
  • ACTUAL_SERVER_URLrequiredURL of your Actual Budget server, for example http://localhost:5006
  • ACTUAL_PASSWORDsecretPassword for your Actual Budget server. Not needed if you set ACTUAL_SESSION_TOKEN
  • ACTUAL_SESSION_TOKENsecretSession token for servers behind OIDC, which have no password. Use instead of ACTUAL_PASSWORD; if both are set, the token wins
  • ACTUAL_BUDGET_IDrequiredYour budget's Sync ID, found under Settings > Show advanced settings
  • ACTUAL_ENCRYPTION_PASSWORDsecretOnly needed if your budget file is end-to-end encrypted
  • ACTUAL_ENCRYPTION_PASSWORDSsecretA JSON object of budget sync id to encryption password, for when more than one of the budgets is encrypted. Each worker is given its own and never the map
  • ACTUAL_HTTP_TOKENsecretThe credential for the read path, /mcp. Required once ACTUAL_HTTP_PORT is set, and at least 32 characters
  • ACTUAL_HTTP_WRITE_TOKENsecretA second credential, for the write path, /mcp-write. Without it the server serves no write path at all

A starting point — check the repository for exact arguments and setup. Restart your client after editing the config.

Category
Developer Tools
Version
0.12.0
Registry
active
Published
11/4/2026
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