com.pulsemcp/monarch-money

com.pulsemcp/monarch-money

MCP server for Monarch Money — account, transaction, and budget management.

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Connect this server

Add this to your MCP client config — claude_desktop_config.json (Claude Desktop) or .cursor/mcp.json (Cursor).Suits: Claude Desktop · Cursor.

{
  "mcpServers": {
    "monarch-money": {
      "command": "npx",
      "args": [
        "-y",
        "monarch-money-mcp-server@0.0.13"
      ],
      "env": {
        "MONARCH_SESSION_TOKEN": "<your MONARCH_SESSION_TOKEN>",
        "MONARCH_PASSWORD": "<your MONARCH_PASSWORD>",
        "MONARCH_TOTP": "<your MONARCH_TOTP>",
        "MONARCH_EMAIL_OTP": "<your MONARCH_EMAIL_OTP>",
        "MONARCH_SESSION_PASSPHRASE": "<your MONARCH_SESSION_PASSPHRASE>",
        "MONARCH_STATE_DIR": "~/.monarch-money-mcp"
      }
    }
  }
}
Environment variables
  • MONARCH_SESSION_TOKENsecretPre-obtained session token for authentication (recommended over email/password).
  • MONARCH_PASSWORDsecretPassword for email/password authentication.
  • MONARCH_TOTPsecretTOTP code if 2FA is enabled on the account.
  • MONARCH_EMAIL_OTPsecretEmail OTP code required only on first login from a new install.
  • MONARCH_SESSION_PASSPHRASEsecretOverride passphrase for encrypting the on-disk session file.
  • MONARCH_STATE_DIRDirectory where session.enc file is stored.

A starting point — check the repository for exact arguments and setup. Restart your client after editing the config.

Category
Other
Version
0.0.13
Registry
active
Published
7/9/2026

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